⚡ 20 free tools · Updated May 2026

Free Tools & Calculators

Finance, immigration, employment and tax calculators — completely free, instant, no sign-up required.

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Finance & Loans

7 tools
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UAE Corporate Tax Calculator
Calculate your UAE corporate tax liability. Covers the 9% standard rate, 0% threshold on first AED 375k, free zone qualifying income, and Small Business Relief.
9% CT rateFree zoneSBRAED 375k threshold
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EMI / Loan Calculator
Calculate monthly EMI for any loan — home, car, personal. Full amortization table, total interest and repayment schedule. Works for any currency.
Home loanCar loanAmortizationAny currency
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Compound Interest Calculator
See how your savings or investments grow with compound interest. Choose daily, monthly, quarterly or annual compounding. Shows year-by-year growth.
SavingsInvestmentFD/RDYear-by-year
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UK Income Tax Calculator
Calculate your UK income tax and National Insurance for 2025/26. Shows take-home pay, effective tax rate, and full breakdown by tax band.
2025/26PAYENI Class 1Take-home pay
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UAE Salary Calculator
Calculate UAE take-home pay, daily rate, annual earnings, gratuity accrual and leave salary. Zero income tax in UAE.
Take-homeDaily rateGratuity accrual
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UAE VAT Calculator
Add or remove 5% UAE VAT from any price. Bulk calculator for multiple items plus a full guide to zero-rated goods.
5% VATAdd/Remove VATBulk
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UAE Mortgage Calculator
Monthly payment, total interest, DLD fees, and all upfront costs for Dubai and UAE property. Expat and UAE national rates.
Monthly paymentDLD feesExpat

Frequently Asked Questions

Common questions about finance, visas and employment

How is UAE gratuity calculated?+
UAE gratuity uses basic salary only — 21 days/year for the first 5 years, 30 days/year after that. Resignation before 5 years gets 1/3 (years 1–3) or 2/3 (years 3–5). Termination gives full entitlement from day one. Calculate your gratuity →
How do I calculate EMI on a loan?+
EMI = P × r × (1+r)^n ÷ ((1+r)^n − 1) where P = loan amount, r = monthly interest rate, n = number of months. For a AED 100,000 loan at 7% for 5 years, the monthly EMI is approximately AED 1,980. Use our EMI Calculator →
What is the fine for overstaying a UAE visa?+
AED 25 per day from the first day after expiry, plus a AED 100 exit fee. No grace period. 30 days overstay = AED 850 total. Over 30 days risks a ban. Calculate your fine →
What is the UK income tax rate for 2025/26?+
UK income tax 2025/26: 0% on first £12,570 (personal allowance) · 20% on £12,571–£50,270 · 40% on £50,271–£125,140 · 45% above £125,140. NI also applies. Calculate UK take-home →
How do I qualify for Canada Express Entry from UAE?+
You need a CRS score — recent draws invite scores around 470–510. Key factors: age (younger = more points), education (Canadian or foreign degree), language (IELTS scores), and work experience. Most UAE-based Indian, Pakistani, Filipino and Arab professionals score 400–550. Calculate your CRS score →
What documents do I need for a Schengen visa from UAE?+
Cover letter, confirmed hotel bookings, travel itinerary, bank statements (€30–50/day minimum), Schengen travel insurance (€30,000 coverage), employer NOC, salary certificate, UAE residence visa copy. Generate all documents free →
Can I convert my Indian or Pakistani driving license in UAE?+
No — Indian and Pakistani licenses require the full RTA test (AED 3,000–5,000). UK, US, Canadian, EU, Australian and GCC licenses convert directly. Check your country →
What is compound interest and how is it calculated?+
Compound interest is earned on both the principal and previously earned interest. Formula: A = P × (1 + r/n)^(nt). AED 10,000 at 5% for 10 years compounded annually grows to AED 16,289. Monthly compounding gives AED 16,470. Calculate compound interest →

Free tools for finance, immigration and employment

Whether you're calculating an EMI for a home loan, figuring out your UK take-home pay after tax, checking your Canada Express Entry score, or working out your UAE gratuity — every calculator on this site is free, instant and requires no sign-up.

The EMI Calculator works for any loan in any currency — home loans, car loans, personal loans. Enter your amount, interest rate and tenure and get the monthly payment, total interest and a full amortization schedule. The Canada CRS Calculator scores your Express Entry profile across all factors: age, education, language test scores (IELTS/TEF), Canadian and foreign work experience.

The Remittance Comparison tool helps UAE residents find the cheapest way to send money home — comparing Wise, Western Union, Al Ansari, Lulu Exchange, and others for AED to INR, PKR, PHP and more corridors.